Category: Blog

Apply Online Because it takes JUST 3 MINUTES! Get Instantly Approved Because our approval process is QUICK! Get Funded in a Day Yes, you read that RIGHT! Know Why Are You Getting Declined a Payday Loan Are you one of them who need cash desperately, but is repeatedly getting refused by the payday lending companies? There can be multiple reasons as to why you are turned down. Let us analyze some of such reasons below: – It may happen that you have not paid many of your previous loans on time and hence your credit history has got a huge negative impact due to this. Payday lenders need to verify… Read More

Apply Online Because it takes JUST 3 MINUTES! Get Instantly Approved Because our approval process is QUICK! Get Funded in a Day Yes, you read that RIGHT! Wage garnishment is a process in which your employer is compelled legally to hold back your money, in order to pay back your loan. This happens only in the situation when you don’t repay your loans on time and the lender along with your employer directly deducts from your paycheck. Especially, when you take a payday loan and are unable to pay it back to the lender, it makes you helpless. Can a payday lender garnish your wages? A payday lender can garnish… Read More

Apply Online Because it takes JUST 3 MINUTES! Get Instantly Approved Because our approval process is QUICK! Get Funded in a Day Yes, you read that RIGHT! Get Easy Payday Loans with No Bank Account Until a few days back, it seemed impossible to get payday loans with no checking bank account. But, with the changing trends, one can now avail of loans even without a checking account. In this case, the requested money is credited on your prepaid debit card, or the loan amount is given in the form of cash. The loan is being provided by the payday lenders to you on the basis of your current income… Read More

Apply Online Because it takes JUST 3 MINUTES! Get Instantly Approved Because our approval process is QUICK! Get Funded in a Day Yes, you read that RIGHT! You Can Get a Payday Loan Without Checking Account Getting payday loans without a bank account is possible from some of the online payday lenders. Gone are the days when people used to ask ‘Can you get a loan without a bank account?’ Now get a loan with no bank account and just with a verifiable paystub and SSN card. The lenders will only check if you have a regular income and whether you will be able to pay back the sum of… Read More

Apply Online Because it takes JUST 3 MINUTES! Get Instantly Approved Because our approval process is QUICK! Get Funded in a Day Yes, you read that RIGHT! No. A Payday Loan Is Not an Installment Loan Payday loans are short term and unsecured loans that are supposed to be repaid within your next payday. However, such loans can also be rolled over to some other due date, but the repayment shall be in full. And, installment loans are short term loans (can be secured or even unsecured) but, the amount can be repaid into small installments over a certain period of time. Therefore, cash advance loans are not installment loans.… Read More

Apply Online Because it takes JUST 3 MINUTES! Get Instantly Approved Because our approval process is QUICK! Get Funded in a Day Yes, you read that RIGHT! Character, Capital and Capacity – The Three C’s of Credit There are a few parameters through which one’s creditworthiness can be measured and contribute to the credit score. The higher your credit score is; the lower is the risk you will have to pay the next time you apply for a loan. The Three C’s of credit are those parameters. The three major credit are the character, capital and capacity. There are other factors as well such as your previous loans, current salary… Read More

Apply Online Because it takes JUST 3 MINUTES! Get Instantly Approved Because our approval process is QUICK! Get Funded in a Day Yes, you read that RIGHT! What a debt collector cannot do? In order to get the money from you, there are a few lies debt collectors will often tell. Let’s have a look at such lies below: – You may get a call in the name of debt collection, where they pretend to be one of the government officials. They would be lying if they say that you may get arrested for not paying off your debt. Because they are not authorized to arrest you merely for not… Read More

Apply Online Because it takes JUST 3 MINUTES! Get Instantly Approved Because our approval process is QUICK! Get Funded in a Day Yes, you read that RIGHT! Can A Debt Collector Sue You? If you fail to pay your debts, a debt collection agency could take court into action. Also, you may have to face a court summon on failing to repay your loans. It is always advisable to respond to the suit filed against you and not avoid it. If you avoid a lawsuit, the debt collectors will win the case by default. Good creditors like PaydayLoanTeller, would never want to take you to the court and settle the… Read More

Apply Online Because it takes JUST 3 MINUTES! Get Instantly Approved Because our approval process is QUICK! Get Funded in a Day Yes, you read that RIGHT! Beware of scammers! Nowadays, consumers get threatening phone calls from phantom individuals in order to collect some random payday loan debts that probably never existed. They represent themselves as debt collectors or sometimes even some officer from the American justice system, but actually, they are the cyber frauds who are trying to fetch money from you. Such scammers often demand you to pay back the debt immediately or else they may get you into the jail. If you are confirmed that it is… Read More

Apply Online Because it takes JUST 3 MINUTES! Get Instantly Approved Because our approval process is QUICK! Get Funded in a Day Yes, you read that RIGHT! When you are out of all other options Traditional lenders don’t lend money to the ones with bad credit score or no credit score. And, also this process of undergoing credit checks is too lengthy and time taking. So, the payday loans are for all such borrowers who need a cash urgently but have a bad credit score. Payday lending from lenders like PaydayoanTeller, there are no credit checks performed. Hence, you get guaranteed instant approval for the loan, followed by a credit… Read More