Category: Blog

Apply Online Because it takes JUST 3 MINUTES! Get Instantly Approved Because our approval process is QUICK! Get Funded in a Day Yes, you read that RIGHT! Payday Loans are banned in 12 states and Washington DC Currently, there are 13 states including Washington DC that prohibit payday loans in the US. These states are Arizona, Arkansas, Connecticut, Georgia, Maryland, Massachusetts, New Jersey, New York, North Carolina, Pennsylvania, Vermont and West Virginia. Apart from these, there are also a few states that regulate the payday lending very strictly and in other states, payday lending has fixed interest rate caps to comply with. There are still some states where payday lending… Read More

Apply Online Because it takes JUST 3 MINUTES! Get Instantly Approved Because our approval process is QUICK! Get Funded in a Day Yes, you read that RIGHT! Installment loans don’t affect your credit score An Installment loan is a type of loan which is paid off in multiple installments over a definite period of time. Installment loans will only affect your score when you don’t pay them back to the lenders. Though, paying off such loans on time doesn’t, generally, improve or hurt your credit score as these loans are granted to you without a hard credit check being done on your credit history. So, people even with a bad… Read More

Apply Online Because it takes JUST 3 MINUTES! Get Instantly Approved Because our approval process is QUICK! Get Funded in a Day Yes, you read that RIGHT! Collectors are prohibited from showing up at your workplace Only a debt collector is bound by the Fair Debt Collections Practices Act (FDCPA); the creditors are not. Therefore, a collector can’t come to your job or your workplace but, a creditor can anyway contact you in any manner without going against the law. It is also compulsory for you to inform them about the timings when they can’t call you or you can’t file a complaint about them. Also, it is permissible for… Read More

Apply Online Because it takes JUST 3 MINUTES! Get Instantly Approved Because our approval process is QUICK! Get Funded in a Day Yes, you read that RIGHT! Payday loans never help your credit score to grow A payday loan is not basically made to affect your credit rating. These loans are one stop solution for people in need of urgent cash, as these loans can be availed without a credit check. Therefore, even if you don’t get a personal loan from a traditional lender because of your bad credit; you can still get your debt from a payday lender. This is the reason why the lenders of such loans do… Read More

Apply Online Because it takes JUST 3 MINUTES! Get Instantly Approved Because our approval process is QUICK! Get Funded in a Day Yes, you read that RIGHT! What is Chapter 7 bankruptcy? Chapter 7 helps a debtor to discharge all the debts on him/ her without having to repay them. Mainly all the unsecured debts are likely to be included in bankruptcy. And by filing for its protection, the court’s stay goes into effect automatically. When this happens, your payday creditor will not be able to threaten, sue, call you or garnish your wages. To get your debts listed in Chapter 7, firstly, you need to qualify a ‘Means Test’.… Read More

Apply Online Because it takes JUST 3 MINUTES! Get Instantly Approved Because our approval process is QUICK! Get Funded in a Day Yes, you read that RIGHT! How actually the payday loans work? Payday loans facilitate people in cash crisis with immediate cash credits. Here the payday lenders do not even perform a credit check and therefore can quickly credit your account with the requested amount on the basis of your current income and its stability. While applying for the loan online, it is also asked to present some of the documents that are to be submitted digitally. Cash advance loans are supposed to be repaid on your next payday.… Read More

Apply Online Because it takes JUST 3 MINUTES! Get Instantly Approved Because our approval process is QUICK! Get Funded in a Day Yes, you read that RIGHT! Let’s know how much of your wages can be garnished! Ignoring to pay back your debts may result in the wage garnishment. This is a judicial process of authorizing a bank or an employer to deduct a certain sum of money from one’s bank account, on failing to repay any of his/ her loan amount. But there is a limitation on the amount that is supposed to be deducted. The maximum possible percent of wages can be garnished is lower of the below… Read More

Apply Online Because it takes JUST 3 MINUTES! Get Instantly Approved Because our approval process is QUICK! Get Funded in a Day Yes, you read that RIGHT! Did you fail to repay the Payday Loan? If you are one of those who thinks ‘Can I be arrested if I don’t pay my payday loan?’ Then there is a positive answer for you stating, you cannot be arrested if you can’t repay your payday loans. But the consequences are not favorable for you either. You can still be taken to the court and as per the court’s judgement, your wages can also be garnished. But, then there are various ways by… Read More

Apply Online Because it takes JUST 3 MINUTES! Get Instantly Approved Because our approval process is QUICK! Get Funded in a Day Yes, you read that RIGHT! What happen if you don’t pay back your payday loan? Typically, payday loans are paid back when you get your next paycheck. In this loan process, you are obliged to authorize the payday lenders to access your bank account, so that they can debit the loan money along with interests from your bank account, when you get paid on your next payday. But there can be situations, where you may not have enough cash to repay your loans. In such cases, you may… Read More

Apply Online Because it takes JUST 3 MINUTES! Get Instantly Approved Because our approval process is QUICK! Get Funded in a Day Yes, you read that RIGHT! What are Payday Loans? Payday Loans are short term loans that are especially designed for fulfilling your cash emergencies. These come with various repayment facilities, but a typical payday loan is supposed to be repaid in the next salary day. The reason why these loans are always high in demand is thier instant receipt of the loan amount. The average payday loan is subjected to be availed online with some few steps of application and also requires few of your basic documents. Payday… Read More